I have been thinking about eventually switching....Originally Posted by newsocks
I have been thinking about eventually switching....
Renowned Death Hag
Save up for one?
It sounds like you have no credit because you have none established, not because you ruined it. If this is the case, I'd try going to Best Buy & other places that sell computers & apply for a credit card. All they can say is no, they can't kill ya! Or, Christmas is right around the corner, maybe everyone could pitch in & get you one!
If these suggestions fail, I would go with AXL's recommendation, save up.
Good luck Socks!
Last edited by panda; 10-22-2008 at 02:41 PM.
i know right? so hard for me. i can make payments on things but when i have to let the money sit and save i spend it on the things i need to make payments on already because i cant handle having a "debt"
Renowned Death Hag
Sounds like it's just a pipe dream for now until you can work out a payment plan to ditch your current debt which will allow you to get out of the vicious circle you've just described.
Break the chain and you'll be able to save up to buy a laptop without getting yourself back into the position you're in now.
Do they have a Rent a Center, or Blue Hippo where you are ? I know they run high, but at least you will have a laptop...
Administrator
Does it have to be a laptop? I sware Corbin has the damn things laying all over my house waiting to be fixed! I will see if he can't hook you up with one, that if anything is affordable for you!
Don't check cards also help you establish credit? I dunno, no credit here either.
My boyfriend got me my laptop on ebay for like 100 bucks, refurbished. It's an HP and it works for me. You can get a debit card and try to find a refurbished laptop online.
No, Check Visa & Master cards are not considered a revolving line of credit unfortunatley.I built my credit up by getting a Speigel Catalog credit line, it started small I think it was maybe a $300 credit limit and I bought a couple items and made payments to them ( just to show a pattern) then I paid the high interest bastard off! After that I applied for another small credit card ( not a magazine one) and so on...
I seen a commercial on TV and you could get a PC or laptop and it did not matter what kind of credit you had as long as you had a checking account and phone line...I can't remember now who it was though.
ya. i am working on just establishing credit right now. i got my first card! woohoo!! $500 limit, but i paid a stupid cigarette ticket with that. best buy wouldnt even allow me one because of my lack of credit. my car payments arent in my name so that doesnt show up as anything. just helps my moms credit look good. haha. i suppose i will just have to save and wait.
i would prefer a laptop because i dont have room in my place for a desktop and need the option to kind of move around a bit with it. (i know that sounds bad but i pretty much live out of my own room in my moms place) los angeles is not easy on rent thats for sure.
i NEVER thought of a rental place. hmmm i never heard of the ones you guys suggested except for Rent-A-Center.
i have been a cash girl my whole life. i dont like not being able to hold or see the money i am spending. but as i am getting older i realize the NEED to credit. so annoying.
I recently had to buy one and gave my old one to my nephew. We had one we gave to the Salvation Army a few months ago...
You're doing good if you have a credit card. Just pay it on time and your credit will grow. Check out the rental places, they are more expensive but you'll get your laptop. A lot of region-wide stores will sometimes have easy payment plans and it's easier to get credit through them. Also, have you tried for a Wal-Mart credit card? Sears is also pretty easy to get credit through. They were my first credit card many years ago.
Administrator
Do you have a job other than making jewelry? The reason I ask is because if you do and your check is deposited directly into your checking account, the bank might be willing to loan you the money and then transfer the payments from your account each month. BTW my sister bought her daughter a Toshiba (sp) laptop for $600. I don't know where she bought it, but I could find out. That's not bad at all. It's not Dell or HP, but it is a laptop.
Last edited by cindyt; 10-22-2008 at 05:26 PM.
I have an idea! Go on Whammy! Or some other kind of game show! You live in Cali! Go for it! I will cheer you on! YOU CAN DO IT $$$$$$
I believe the tv commercial is Blue Hippo which was mentioned earlier. They may be more expensive but ask if they help build credit too. It may be worth it.
Check out the refurbished section of Dell and them. Sometimes you get really cheap ones that run under $500. I believe you can apply for credit with them too. Try it, you never know who may say yes.
Geeks.com is a good place to find quality refurbished laptops. A lot of them are off-lease from major corporations, and have had decent care.
Renowned Death Hag
The bottom line is if you don't want to seek credit from the places mentioned (sears and wal-mart are the easiest to get) or try for a bank card you will just have to bite the bullet and save.
Our neighbors bought a laptop from Rent a center and the were very happy. I am not sure of the terms but their payment seemed to be pretty low.
Wanna see my grandkids?
And, if you are incorporated don't forget to write it into your business expenses!
i need a laptop too. our family computer sucks and is full of viruses and soemthing ha[ppened and we cant have a printer, oh and our microsoft word doesn't work.
when i tried explaining to my mom the situation and telling her we needed a new computer or i needed my own laptop(which would be better because then i could carry it around and work on stuff when i needed to instead of waiting for someone to be done with the computer and me staying up until 4 or 5 in the morning doing homework or something) she said she'd think about it.
so im crossing my fingers that this christmas i'll get one. if not then im returning all the gifts i get.
i don't get it with my mom. for one christmas i asked for a digital camera, i got a straightener instead. the next christmas i asked for a laptop and i got my camera. for my graduation i asked for a laptop knowing i'd need one for college and i got a car.
its weird.
oh yes i have a 9-5 job doing front end at a mortgage brokers. i WISH i could make a living with my crafts. pipe dreambecause of my 9-5 i dont have time to focus more on that.
i think i might try wal mart or sears.
i REALLY want a mac but thats probably impossible right now.
wish my boyfriend was a sugar daddy! haha he is on union umemployment (guh)
hahahaha how fun would that be!!!I have an idea! Go on Whammy! Or some other kind of game show! You live in Cali! Go for it! I will cheer you on! YOU CAN DO IT $$$$$$
ok i think i figured out what i am going to do.
i am going to hide away every penny made from my shop which isnt much & is slow (you guys are my best buyers hehe) and just see if i can save that untill ihave enough for a mac.
*closing eyes and promising myself*
**also hoping the next batch of share tate necklaces (and rings!) sells out quick**
Renowned Death Hag
I very much doubt you'll have a problem selling those
Make some James Dean necklaces and rings and I will support your lap top cause! lol Good luck with that though!
Death Hag Extraordinaire
We bought Mr. Nessa's laptop off Amazon for $300, it is a refurbished HP and works beautifully, he loves it!
The most dangerous woman of all is the one who refuses to rely on your sword to save her because she carries her own.
- R.H. Sin
You can probably go to Wal Mart and put one on layaway
I'd seriously consider buying a refurbished laptop. Working for an Electronics Repair company, I can tell you that there are a lot of bugs that products have during their first manufacturing run.
A repair facility like ours takes a product that hasn't even been out in the field yet (failed quality inspection at the plant) and repair it often using superior components than what were originally put in and would have the latest updates in configuration, etc. and all will sell at a much lower price.
I posted it in Everything Else...
www.elayaway.com
they have laptops.
Yep! I'm a computer tech, so I bought a refurbished HP desktop a few years back. If nothing else, I figured I'd be able to fix anything that was wrong. Best PC I've ever owned, including ones I've built myself. What happens with computers sometimes, is people buy more than they need, they can't figure it out, and they pitch enough of a fit that HP/Dell (whomever) just takes it back.
you guys are wonderful and make me feel confident in buying a refurbed. not that i wasnt before, just didnt really think about it.
i am the only "geek" out of anyone i knwo, so when computer talk comes up they wouldnt think as much into as you guys have for me.
<3
i am going to checkout elayaway, wal-mart and refurbished places. any suggestions for that part? particular sites?
Dell auction dot com. My husband got mine for less than $300 with shipping. It has a lot of bells and whistles, but you can find less fancy ones cheaper and just add stuff if you need more ram, etc.
Don't know what you have to work with but keep any eye out for the Black Friday sales and the before Christmas sales. I keep running across articles that are talking about prices being slashed deeply due to the mess with the economy. Also, after Christmas sales.
It's a thought.
Renowned Death Hag
Mac Book - they are awesome
Yes they are! $1200 is more than I can handle at the moment, myself.
Renowned Death Hag
I have had 2, on my second one now.
It is 3 years old, can't afford a new one.
I want a black one
Does anyone know how I can create a graphic of a map of America with, let's say thumb tacks, to mark respondents locations? I need to paste it into a business proposal that some of you responded to. I have the information in an excel spreadsheet. Huge thanks for your help!
Renowned Death Hag
Do you have the map?
If not, I can do a screen capture of one and save it as a jpeg.
Then, using Paint, the location "tags" could be added and saved, then it could be inserted into the Word doc.
A faulty hypothesis forming:
A German scientist using Iranian physics and French mathematics.
Death Hag Extraordinaire
Google maps.
I am a sick puppy....woof woof!!!
[SIGPIC][/SIGPIC]
Carping the living shit out of the Diem. - Me!!
http://www.pinterest.com/neilmpenny
No, I haven't started that project yet. I was just hoping I could find a way to not have to manually enter every location.
Renowned Death Hag
It could possibly be automated with some scripting.
I'll talk to my programmers tomorrow; unless one of our tech savvy hags weighs in sooner.
A faulty hypothesis forming:
A German scientist using Iranian physics and French mathematics.
The new ones are HOT! Takes a lot to blow me away, but the new Macbook did.
Renowned Death Hag
ya and I need something that will transfer files n pics, like maybe a usb to a new laptop- that I'm getting.
[SIGPIC][/SIGPIC]
I would get a USB flash drive. They're cheap, and you'll probably use it again anyway. Yes, there's a special USB transfer cable you can buy, but still...the flash drive is cheaper.
I got mine a few years ago at a store that does trades and sells the ones that get traded in.....mine was about $500 and has worked great
Check the Apple website under clearance; the EOL (end of life) computers are going for several hundred dollars less than what they retailed for a couple of weeks ago. They'll be the polycarbonate (black & white) Macbooks. Financing for Apple is done through Juniper credit; it's a credit card that gives you 90 days interest free. If you live near an Apple store, check with them to see if they have any EOL in stock, otherwise you'll just have to get one online if you go that route. The refurbished Macbooks are computers that have been returned because people decided they wanted a different model, it wasn't for them, or yes, refurbished. The older ones have Firewire ports while the new ones don't, so if you have an external that uses Firewire, that may be important to you.
Renowned Death Hag
Please help me!!!!!!
Thank you.
Renowned Death Hag
What OS are you running?
[SIGPIC][/SIGPIC]
"I will be buried in a spring loaded casket filled with confetti, and a future archaeologist will have one awesome day at work."
Shut down the computer and re-start it. If you're asked again which mode you'd like to start Windows in, choose Normal mode.
Renowned Death Hag
[SIZE=1]First you can try forcing your computer to start normally. You can do this by going to the boot option menu for Windows by tapping F8 repeatedly while the computer is starting. From here try selecting boot normally to see if that gets it back into its regular startup.[/SIZE]
[SIGPIC][/SIGPIC]
"I will be buried in a spring loaded casket filled with confetti, and a future archaeologist will have one awesome day at work."
Renowned Death Hag
It's Vista.
I restarted a bunch but it never asked if I wanted to be in it or not.
I am going to try Miho's suggestion.
You guys are the awesomeist greatest ever for responding so quickly.
Renowned Death Hag
You can also make the computer think it shut down wrong. Turn off the computer by holding down the power button for several seconds. Make sure all your windows are closed and any documents you were working on, have been saved before you hit the power button. Then after the computer shuts down, hit the power button again. It might then ask you if you want to start the computer in safe mode, or the normal Windows mode. Choose the normal Windows mode.
Not to start sounding like the computer security manager that I am, (even though it's my profession
Hope this helps!
"So many faces in and out of my life. Some will last, some will just be now and then. Life is a series of Hellos and Goodbyes, I'm afraid it's time for Goodbye again. "
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